Three years ago when I finally decided to take action on my dream, I had a number of road blocks. Two of the biggest that kept me from even starting, were doubt and a lack of money.
Let me take you back to the mess that was my world three years ago. I’ve been self-employed since I was 19 years old. At 19 I delivered bread for a company when I crossed paths with a bread guy that was an independent contractor.
The independent bread guy opened my eyes to an opportunity. All the contractors desperately needed someone to cover their routes so that they could go on vacation. I started a vacation service that grew to five employees and operated in three states.
I had this business for 12 years and made decent income. The problem was I never learned how to operate a business, the money would come in and I would spend it. At the end of that first year I got the shock of my life when I owed the IRS $11,000 (yes, you read that number correctly).
As the years went on, I never learned from the mistakes of that first year. Three years ago I owed $120,000 to the IRS. We had bill collectors calling us all the time, we had the IRS taking money from our bank accounts, one time they even cleaned out our HSA account.
We bought a house, we had new cars, we were out of control financially, there was no way we could chase our dream, right?
Being in the financial position that we were in, of course I had all kind of doubts. First and foremost I doubted if we would ever crawl out of the whole I got us into. All I could think and dream about was everything crashing and us being homeless.
When I did finally decide to go ahead with my dream of being a writer, those doubts were screaming at me. How could I possible make my dream work with that mess?
In addition to the messed up finances, I had negative people in my life telling me it couldn’t and wouldn’t work. Those people were quick to point out the 100 reasons why my dream wouldn’t work.
Don’t let your doubts and money situation keep you from your dream
Look, when you’re in a situation like this, it feels like there’s no hope. It’s frustrating to go into a job you hate feeling like you’ll be there the rest of your life. There is hope, there is a way out.
Tip: It’s going to require you to do some things you don’t want or have the energy to do. If you’re running short on time to work on your dream, you’re going to have to walk up earlier or stay up later.
If you don’t have enough money or are living paycheck to paycheck, what opportunities to make money are around you?
Tip: I wrote about the family that did a number of different things to bring money in, that’s what it takes. Are there opportunities in your neighborhood? Do any family or friends have something you could do? What skills could you use that could make you extra income?
I’m guessing if you sat down and thought about it, you’d find some opportunities to make extra income that could fund your dream. You have to be willing to take those opportunities and combine them with creative budgeting to push that dream forward.
As you work on all of this, doubt will try to keep you from moving forward. Doubts from your situation and doubts from negative people.
Tip: Look, doubt will always be there, even after you experience success. The best way to combat doubt is to surround yourself with good, positive people and have a solid plan behind your dream.
A proper plan that is backed up by good research is just smart and when you get doubt, go back and look at that plan. Supportive people will be there and listen to your doubts and give you positive encouragement.
There is hope
For us to make our dream a reality we had to scrap and save and get a bunch of extra work. To fight the doubt we put together a researched plan and are executing it. We crawled out from all of that debt when my two self-published books sold over 80,000 copies.
Now we’re putting money aside and pushing forward. No matter where you are right now, there is hope for you and your dream. However bad the situation is, there is a way out.
You have to be willing to take action, you have to be willing to do the hard work, you must have some patience. So what’s next?
Start, keep going and pick yourself up when you fall down. Are you struggling with doubt or money?